Alex Rodino|U.S. Army Captain (vet.)|GA Real Estate License #443565|7-minute read|Updated June 20262026 BAH Rates for Hunter Army Airfield & Fort Stewart: A Coastal Georgia Buying-Power GuideBAH is not a budget, it is a floor for housing cost that gets paired with VA financing. For 2026, a Hunter Army Airfield E-6 with dependents receives $2,652 per month, while a Fort Stewart E-6 with dependents...
Alex Rodino|U.S. Army Captain (vet.)|GA Real Estate License #443565|7-minute read|Updated June 2026TLDR: VA MPRs trip up Coastal Georgia closings every week: termite, moisture, roof, HVAC, septic. VA Minimum Property Requirements are not the same thing as a private home inspection. They are VA-specific livability minimums that focus on safety, sanitation, structural integrity, and basic occupancy. In...
Published: June 3, 2026 · Updated: June 3, 2026 · By: Alex Rodino, U.S. Army veteran (Captain) & licensed Georgia REALTOR® (GREC #443565)VA Second-Tier Entitlement, Explained: How Military Buyers in Coastal Georgia Use VA TwiceYour VA entitlement isn't a one-shot. If your first VA loan didn't use the full guaranty cap for your county, the remainder, your second-tier entitlement, can finance...
Published: June 2, 2026 · Updated: June 3, 2026 · By: Alex Rodino, US Military Veteran & licensed Georgia REALTOR® (GREC #443565)In brief: On a VA loan, seller concessions are capped at 4% of the home’s VA reasonable value, while customary closing costs like origination, appraisal, title, and recording fees have no VA dollar cap. In Coastal Georgia, treating these as two separate buckets...
Published: May 28, 2026 · Updated: June 30, 2026 · By: Alex Rodino, US Military Veteran & licensed Georgia REALTOR® (GREC #443565)At a glanceMilitary families selling on PCS orders in Coastal Georgia have four real options in 2026: list traditionally, sell to a cash investor, rent the home using VA second-tier entitlement, or pursue the federal HAP buyout.A traditional listing nets roughly...
At a glanceMost "We Buy Houses" companies in Savannah are legitimate businesses, but legitimate does not mean their offer is fair.A typical Savannah cash offer runs 20% to 30% below what the home could net through a normal listed sale.Before signing, get an independent valuation so you can compare the cash offer to your true market net.By Alex Rodino, US Military Veteran, licensed Georgia REALTOR®...
TL;DR: A first-time buyer in Savannah should plan for about $25,000 to $35,000 in cash at closing on a $325,000 home with 5% down conventional financing in 2026. VA, USDA, Georgia Dream, and the City of Savannah DreamMaker program can cut that to under $10,000, and sometimes under $5,000, for eligible buyers. Choose your lender before you choose the house, because the lender decides which assistance...
By Alex Rodino, Licensed Coastal Georgia Realtor, Keller Williams Coastal Area Partners · Last updated: July 2026Key takeawaysSavannah cash buyers typically pay 70% to 80% of After-Repair Value (ARV), minus estimated repairs.On a $329,450 median Savannah home, that produces gross offers near $230,600 to $263,600 before repair deductions.The Maximum Allowable Offer (MAO) formula is: (ARV × 0.70) −...
Savannah Flood Zone Map by Neighborhood: AE, X, and VE Explained (and What It Does to Your Mortgage)
TL;DR: Most inland Savannah neighborhoods (Ardsley Park, Starland, Pooler, Godley Station, Richmond Hill, Rincon) sit in lower-risk Zone X, while Tybee Island and marsh or creek-adjacent parts of Wilmington Island, Skidaway Island, and Isle of Hope fall in high-risk AE or VE zones where flood insurance is usually required. Your exact zone drives your insurance cost and whether your lender mandates...
Published May 19, 2026 · Last updated May 20, 2026Quick answer for heirs: In most cases, selling a deceased parent’s house in Georgia requires probate through the county probate court (Chatham County for Savannah-area homes). The personal representative must obtain Letters Testamentary or Letters of Administration before signing for the property. A typical uncontested sale takes 6 to 9 months from...